Low Mileage Discount

Category: Finance, Insurance.

Depending on where you live, and how old you are, not to mention what kind of driving record you have, your insurance rates can be astronomical.

Most carriers offer a variety of discounts to valued customers. So, why not find out how you can cut your rates by 1. 2. even 50% ? The trick is finding out what they are and if you qualify. If you are insuring more than one vehicle, whether they are cars, trucks, boats, RV s motorcycles or even trailers, chances are you qualify for a multi- vehicle discount. Here are just a few of the most common discounts offered by more than 300 of the nation s top auto insurers: Multiple Vehicle Discount. See your agent for details.

It s impossible for two people to drive the same vehicle at the same time, so insurers often offer multi- driver discounts to allow customers with more than one driver per car to only pay partial premiums on each driver. Multiple Driver Discount. Multi- Policy Discount. Choose one insurance company for all of your insurance needs, and you re bound to experience a hefty discount on all of your policies. Take advantage of your buying power. Combine your homeowners auto, life and even, disability health insurance into one insurance portfolio if at all possible.

Low Mileage Discount. Some companies will also count financial savings plans such as 401K s Roth IRA s, money markets and college funds as additional policies when figuring out your discount. The less your car is on the road, the less chance it has of being involved in an accident. You may be surprised how cheap your insurance may become. If you put less than 5, 000 miles a, 000 or 10 year on your car, by all means tell your insurance agent! New Vehicle Safety Discount.

Anti- Theft Device Discount. Offered to owners of new vehicles that contain certain types of safety features such as side passenger airbags, etc. Any type of anti- theft device in your car is eligible for a discount too. Student rates can be quite high, especially for male drivers. Good Student Discount. But, some insurers are now recognizing that honor students may be more careful drivers, and are now rewarding good grades with cheaper premium rates. Go several years without a claim and watch your premiums plummet.

Accident Free Discount. Defensive Driving Discount. Some insurance companies now reward drivers who attend special defensive driving workshops and seminars with either a one time, or ongoing rate cut.

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